When you are placing a bet with Handicap, advantage of goals, points, sets and etc. Is given to one of the team/player. After event is finished, it is needed to add handicap to the result of the match you have bet. Your bet is won if after result calculation the team/player you have bet has higher result. If after result calculation the opposite  team/player has higher result, your bet is lost. If after adding handicap the result is draw, bet will be settled as refund (in case of betting on Asian handicap) or as win/lose (in case of betting on European handicap). Detailed information about Handicap you can find in Terms and Conditions 4,7 Handicap. Please note, that Asian and European handicap have differences. 

There are many types of handicap you can place a bet:
Example 1:

In this example Team A is a favourite. Handicap gives advantage in 1,5 goals to the Team B. 

If the bet was made on Team A (-1,5), Team A must win with the advantage not less than two goals, for example, with the score 2:0, 3:1. If Team A wins with the advantage of one goal or loses, bet is considered to be lost, for example 2:1, 0:1, 1:1.

If the bet was made on Team B (1,5), Team B must not lose with the difference more than one goal to be settled as win, for example, with the score 1:0, 2:1. If Team B loses with the difference more than one goall bet is considered to be lost, for example 2:0, 3:1.

Bets, with decimal handicap (-1.5; -2.5; -3.5 and etc.), and Bets on European Handicap with 3 outcomes can not be settled as refund. 

Example 2: 

In this example Team A is a favourite. Handicap gives advantage in 1 goal to the Team B. 

If the bet was made on Team A (-1), Team A must win with the difference not less than two goals to be settled as win. If Team A wins with the difference of one goal, bet will be settled as refund, for example 1:0, 2:1 (only in Asian Handicap. In European Handicap, indicated below, bet is considered to be lost). If Team A loses, then bet is considered to be lost. 

If the bet was made on Team B (1), Team B must not lose to be settled as Won. If Team B loses with the difference of one goal, bet will be settled as refund, for example 1:0, 2:1 (only in Asian Handicap. In European Handicap, indicated below, bet is considered to be lost). If Team B loses with the difference of more than 1 goal, then bet is considered to be Lost.

Example 3:

In this example Bet definetly will be Refunded. This case is related only to Asian Handicap.

If If the bet was placed on Team with Handicap (0), then selected team must win to be settled as win. If the result is draw, then bet is settled as refund. If selected team loses, bet is also lost. 

Example 4: 
Team to win with Handicap of Three outcomes:

In this example Team A is a favourite. Handicap gives advantage of 1 goal to the Team B. 
If the bet was made on Team A (-1), Team A must win with the difference not less than two goals to be settled as win. If Team A wins with the difference of one goal, in European Handicap bet will be settled as Lost, for example 1:0, 2:1. In case of bet placed on Team to win with European Handicap — three outcomes, if after Handicap calculation result is Draw, bet is lost. If  Team A does not win, then bet is considered to be Lost. 

If the bet was made on Team B (1), Team B must not lose to be settled as win. If Team B loses with the difference of one goal, bet will be settled as lost, for example 1:0, 2:1. If Team B loses with difference more than 1 goal, bet is considered to be Lost. 
If the bet was placed on Draw with Handicap, handicap (2) is added to Team 1. If after handicap calculation the result is draw, then bet is won, for example with the score 0:2, 2:4.

Bets with European Handicap (three outcomes) cannot be refunded: one of the three outcomes wins with the other two losing.